Milestones (2011) and Goals (2012)

Reading inspiring posts from other personal finance bloggers who made big strides in 2011 has spurred me to do one of my own. I think it is a valuable exercise to write down what you plan to accomplish, as well as reflect on personal victories.

Doing this is also a good way to hold yourself accountable, as well as share your success with others.

So without further ado, here are my milestones for 2011 and goals for 2012.


  • Turned 30
  • Finally stopped thinking about starting a personal finance blog, and actually did it
  • Was voted one of the top new writers of 2011 at
  • Was interviewed for the official HubPages Weekly newsletter
  • Made out last car payment (both vehicles now paid off)
  • Told my boss that my family was more important than my career


2012 GOALS

  • Spend more time with my family
  • Get below 200k on Alexa ranking and earn a Yakezie Membership
  • Post here 2-4 times per week and build new connections
  • Earn $500/month from online writing by end of year
  • Become debt free (except house)
  • Take another European vacation
  • Exercise for 20 minutes a day, three times per week
  • Self-publish a book on Amazon KDP



Goals are simply dreams that have matured.

By giving myself definable and specific benchmarks (instead of “exercise more”), I’ve turned my dreams into plans. While the goals may be specific, the path to achieve them often is not.

Take for example my goal to earn $500 per month from online writing. I have no idea if that will come from HubPages, MW/Debt site, a combination of both, or a venture that I have not yet implemented (eBooks, etc).

Though I’m not sure if I will reach all of my goals, I have put myself ahead of the game by taking the time to define them and share them with you.

Rather than ask you what your goals are, I’d rather pick your brains for advice.

Do you have any suggestions that can help me reach my 2012 goals?



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About John Miro

Writer. Blogger. Helper. Regular posts about debt freedom, intentional living, and personal finance, with some travel mixed in.
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21 Responses to Milestones (2011) and Goals (2012)

  1. The Alexa ranking will come. Keep reading, posting and guest posting on blogs and your rank will go down faster than you think. To put it into perspective, I accomplished it twice in less than 6 months (once on a free site, then again when I moved to self-hosted).

    As far as everything else, especially family time and exercise, you have to make those a priority and find time for them. That’s about all you can do.
    Jana @ Daily Money Shot recently posted..Lizard Lick Towing: Repo Men, Financial Educators (part 1)My Profile

    • John says:

      Thanks for the encouragement, Jana. If I could get up an hour earlier each day, I’d be able to accomplish more of my goals. I woke up late again today (because I was up too late again!)

  2. Wow, what a great year. You did really well. I hope you have the same success this year.

    I really like how you said you turned your dreams into plans. That is huge and very profound. We all could do that a bit more. We would all be a lot happier for it.
    Miss T @ Prairie Eco-Thrifter recently posted..Is Travelling Overrated?My Profile

  3. PKamp3 says:

    Alexa doesn’t really count until the 90 day mark since it’s a moving average – so don’t be discouraged yet. You’ll drop quickly to around the 500,000 mark, then slide into 200,000 with plenty of time to spare… just keep up the interaction!

    How quickly are you going to jump to the eBook? Are you going to wait until you’re making the $500/month regularly or are you going to hop in soon?
    PKamp3 recently posted..How To Define ‘Savings’My Profile

  4. Congrats on the blog. You have a great list of goals here. Spending more time with family is one of our goals too. Friends as well. Hopefully we can both do better with those in our lives in 2012.

  5. Jeffrey says:

    That’s pretty awesome with the hubpages accomplishments!

    It seems like you set some pretty reachable goals for 2012. My advice would be to try to hit them incrementally, if possible. For example, it’s easiest to start with making $200 a month rather than jump straight to $500 a month. Have a plan for how you’ll ramp up to $500 so you’re not stuck trying to hit your yearly goal in just the last month of the year.
    Jeffrey recently posted..Help! I’m Not Investing For Retirement!My Profile

    • John says:

      Thanks Jeffrey. I was surprised by it since I’d only been writing there about two months and joined late in the year. I like your idea of breaking the goals into sub-goals. My first sub-goal is $100/month (seems so far away).

  6. Getting below Alexa 200K and earning $500 a month is not hard. Taking European vacation and becoming debt free are tow contrasting things. But sure travel makes us enlightened and wise.
    SB @ One Cent At A Time recently posted..25 Everyday Techniques to Save EnvironmentMy Profile

    • John says:

      Hey SB – I used to feel the same way about debt and travel until I stumbled across Ramit Sethi’s concept of Conscious Spending (deciding in advance your priorities and goals and adjusting your spending accordingly). Since then, I’ve realized that the most important personal finance concept is that you are able to do what you want with your money.

      If someone wants to rack up a bunch of debt starting a business, or blow their paycheck on comic books – feel free. I only believe in giving people advice when they want it. That’s why if someone asks me what they should do with their money, I’ll probably give them a blank stare.

      Would I advise someone at the beginning of their debt-free mission to take a European trip: probably not. But if that person had been paying off debt for a few years and was almost done, and it meant a lot to them, I’d probably tell them to do it.

      For me, we’ll be debt free (minus house) in 7 months. Vacation is in 6 months. Could I have been debt free 2.5 months quicker without the trip? Yes. But it is not worth it to me to potentially have to wait another year or two for this chance. Adding an extra 2.5 months to my payoff plan was a tradeoff I am willing to make.

      Now, we are doing this responsibly. By the time the trip comes, we will have been saving almost a year. We also consciously cut spending in other areas (worked hard on grocery budget), and scrimped in many areas that were not important to us. We won’t accrue any new debt because of the trip. For these reasons, I’m going for it.

      For many people, rigid personal finance messages are a turn off. If we can turn money into something positive (a way to live your dreams), then everyone is happier.

      Thanks for stopping by.

  7. That’s great that you have such concrete goals and you started off your personal finance blog 🙂

    For my blog, it started off with a resolution as well. It took me a whole 11 months of 2009 to finally start it.

    Congrats and I’m sure you’ll achieve your 2012 goals.
    youngandthrifty recently posted..2012 Personal Finance New Year’s ResolutionsMy Profile

  8. Nice list of goals John, great achievements in 2011 too! I think you can get there with all of them if you really focus on them. Hitting an Alexa rank of 200K or less will take care of itself with the help of the Yakezie network. Good luck!
    Shaun @ Money Cactus recently posted..How Your Employer Can Make You WealthyMy Profile

  9. Andy Hough says:

    Just keep doing what you’re doing and you should meet your goals.
    Andy Hough recently posted..Are We Worse Off Than Our Parents?My Profile

  10. John, great set of goals. I too am going to make a more conscious effort to put family before work this year! Too often I find myself slipping away to work on the computer when I could be spending more time with the fam!
    Car Negotiation Coach recently posted..Laminate Floor or Carpet – How To Buy FlooringMy Profile

    • John says:

      Now that I’m addicted to PF blogging, I have to make sure that I don’t substitute this for being in the office. Here’s to family!

  11. Within 3-4 months your alexa will probably be below 200K…maybe even sooner.
    Super Frugalette recently posted..I bought the iPod touch 32gb instead of the iPhone!My Profile

  12. Pingback: Conscious Spending: What is It? | | Married with DebtMarried with Debt

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