Happy New Year everyone!
One of the reasons I started this site is to share my journey towards debt freedom (defined here as no debts except home mortgage).
Yes, I know that true debt freedom means paying off your house too, but most personal finance “experts” save that milestone as an upper-echelon, extra credit assignment.
I feel the same way.
Becoming debt free (minus the house), for us, means that we will owe no money for student loans, cars, credit cards, or personal debts. Like a small army, we marched down the Debt Warfare path, turning small victories into momentum.